Cash and Cash Equivalents

Accurate cash flow forecasting is essential for managing a business's finances. PlanGuru simplifies this process by automatically handling cash flow without requiring manual projections

 

 

 

When opening a blank scenario, the cash line is pre-created. Users can change its description but not it's projection methods.

For instance, adding a fixed asset reduces cash unless it's financed by a loan, which keeps the cash balance unchanged. PlanGuru adjusts cash based on balance sheet changes, increasing or decreasing cash proportionately to asset and liability adjustments. Income statement impacts on cash are also automatically managed.

Adding a revenue account increases cash unless sales are on account, in which case accounts receivable terms affect cash flow. The tool captures these dynamics in an automatically generated cash flow statement, ensuring comprehensive and accurate forecasting.

  • PlanGuru automatically calculates the Cash & Cash Equivalents line in the Balance Sheet:

    • Pre-created cash line in blank Scenarios
    • No manual projection methods needed to calculate cash
    • Cash changes based on asset and liability adjustments
    • Proportional increase/decrease in cash
    • Example scenarios: Adding a fixed asset automatically reduces cash or financing an asset with a loan keeps cash balance unchanged
  • Income Statement impacts:

    • Revenue increases cash if collected immediately
    • Sales on account adjust cash based on receivable terms
    • Net income affects cash less any accruals or deferrals
  • Cash Flow Statement: 
    • PlanGuru offers comprehensive forecasting with an automatically generated cash flow statement with accurate reflection of cash movement within the Financial Statements.